Privacy Policy
This Privacy Policy details our operational principles regarding how we collect, process, transfer, and safeguard your personal details.
Governance Framework & Regulatory Compliance
Anantapur Chakra-Flexi Credit operates a specialized digital revolving credit line designed to offer flexible personal financing while upholding strict standards of data privacy and safety. This Privacy Policy details our operational principles regarding how we collect, process, transfer, and safeguard your personal details in compliance with the Digital Personal Data Protection Act (DPDPA), 2023 of India and governing directives issued by the Reserve Bank of India (RBI) for digital lending.
By downloading, registering with, or utilizing Anantapur Chakra-Flexi Credit, you explicitly consent to the collection and processing practices described herein. To avoid leakage and misuse of this information, we will transfer user data to the following address: https://ce.anantapurchakraflexi.com
Scope of Data Collection, Operational Rationale, and Security Safeguards
We strictly adhere to data minimization principles. Every requested permission and data point directly supports credit assessment, identity authentication, risk management, or regulatory fulfillment.
Rationale: Essential for establishing a primary user account, validating real-time ownership, and delivering critical service notifications.
Usage: Used to generate One-Time Passwords (OTPs), convey revolving credit line updates, and secure user logins against unauthorized access.
Protection: Transmitted over TLS 1.3 encrypted channels and stored in logically separated, access-controlled servers.
Data Preservation & User Rights
All network communications are protected using end-to-end 256-bit SSL encryption. In accordance with RBI record-keeping directives, customer profile records and transactional logs are retained for at least five (5) years following account closure or loan clearance. Under the DPDPA 2023, you retain the right to review, update, or request the erasure of your personal data.
Official Contact Channels
Official Website: https://www.anantapurchakraflexi.com
Privacy Policy URL: https://www.anantapurchakraflexi.com/privacy-policy
Contact Email: business@anantapurchakraflexi.com